MITCHELL HIGH SCHOOL – 2011-2012 SCHOOL YEAR
BUSINESS DEPARTMENT CURRICULUM
5th Grade—Keyboarding
Alphabetic & Symbols—develop touch
typing skills
6th Grade—Keyboarding
Reinforce Skills—begin formatting
7TH Grade—Computer Applications (1 year) (033422)
A course designed for students to improve touch method keyboarding
skills. Instruction emphasizes improved techniques for increased speed
and accuracy and composition at the keyboard. Students will demonstrate
keyboarding proficiency in document formatting (personal letters,
reports, tables). Students will be introduced to electronic presentation
and spreadsheet
8th Grade—Exploratory Business (1 year)
A middle-level course designed to give students an overview of the
Business, Marketing and Management Career Field and Clusters. Students
will begin the study of personal money management, basic business
concepts, entrepreneurship concepts, and the role of business in our
society and Internet safety.
9th Grade—Business Information Technology Applications I
(270501)
Students will demonstrate basic skills in the areas of word
processing, spreadsheet applications, and electronic presentations and
learn about information technology careers.
10th,
11th,
12th—Entrepreneurship
(320600) & Management (032802)
This introduction
to entrepreneurship emphasizes identifying & understanding the skills
needed to plan, organize, finance, & operate an entrepreneurial
enterprise. These skills include entrepreneurial skills, readiness
skills, and business functions.
Provides basic
theory of business organization & management. A general overview of
national & international business and the social & economic environments
of business is provided. Basic concepts of management & leadership
within the business organization, and the characteristics, organization,
and operations business as a major section of the economy is reviewed.
Students will investigate management issues involved in planning,
organizing, controlling, and leading an organization
11th & 12th Personal Finance (033000) (required for graduation
beginning 2012-2013)
This
course will assist students in personal finance management. Students
will learn to manage their resources and to make sound personal
financial decisions. Units of study include: Savings, Understanding
Investments, Wealth Building and College Savings, Dangers of Debt,
Consumer Awareness, Credit Bureaus and Collection Practices, Budgeting
101, Bargain Shopping, Relating with Money, Careers and Employment
Taxes, Ins and Outs of Insurance, Real Estate and Mortgages. The 4th 9
weeks students will work with resumes, letters of applications, practice
interviewing's, and filling out job application.
11th, 12th Business Information Technology
Applications II & III (270502, 270503) (Business Information Tech App I
reguired)(Art I recommended)
Students will work with a variety of software to develop items, such
as desktop-published documents, digital media, po0dcasts, and
E-portfolios. Students will develop skills in storyboarding, digital
video capturing & editing, beginning animation, photo editing, and web
design. A project-based approach is used through the integrations of a
variety of digital media.
11th 12th Grade—Accounting (1 year) (030300)
(Algebra I required)
This two-semester course covers sole & proprietorship accounting
principles involve din the preparation and maintenance of financial
records concerned with business management & operations. It is a
comprehensive introduction to basic financial accounting including
recording, summarizing & reporting, principles of income measurement &
asset valuation, accounting systems & controls. Students are exposed to
careers in the accounting field and given the opportunity to perform
accounting applications using the computer.
11th & 12th Grade—Independent Advanced
Accounting (030301)—Accounting required
This course includes partnership & corporate accounting, adjustment
in inventory control systems, budgetary control systems and further
enhancement of accounting skills. Students are exposed to various
careers in the accounting field and are given the opportunity to perform
accounting applications using the computer.
Personal Finance Curriculum
Chapter Summaries
Foundations in Personal Finance videos are available in four distinct
units. Each unit contains three chapters taught by Dave Ramsey on video,
featuring several parts—each no more than 15 minutes long. Dave
creatively weaves in humor and real-life stories that educate and
reinforce sound principles of managing money. While watching Dave teach
on video, students follow along using the Student Workbook.
Unit 1: Saving and Investing
Chapter 1: Savings
* Three basic reasons to save money: emergency fund, purchases, building
wealth
* Discipline, patience and goal setting as related to personal and
financial matters
Chapter 2: Understanding Investments
* Compound and simple interest
* Liquidity, diversification, risk-return ratio
* Certificates of deposit, money markets, single stocks, bonds, mutual
funds, rental real estate, annuities, commodities and futures
Chapter 3: Wealth Building and College Savings
* Benefits of long- and short-term investing using tax-favored plans
* IRAs, Roth IRAs, SEPP, 401(k), 403(b) and 457 retirement plans
* Educational Savings Accounts, 529 Plans, UTMA and UGMA
Unit 2: Credit and Debt
Chapter 4: Dangers of Debt
* Myths associated with debt, including credit cards, payday lending,
rent-to-own, debt consolidation, leasing automobiles and co-signing
loans
* The history of debt and how to avoid it
* The aggressive marketing of debt, particularly to young people
Chapter 5: Consumer Awareness
* The power of marketing on buying decisions, including "0% APR" and "no
interest" deals
* Ways companies compete for our money, including product positioning,
advertising, brand recognition and personal selling
Chapter 6: Credit Bureaus and Collection Practices
* How to read a credit report and correct inaccuracies
* Uncover the myth about building your credit score
* Systematic plan to deal with creditors and avoid bankruptcy
* Fair Debt Collection Practices Act explained
Chapter 7: Budgeting 101
* In-depth explanation of balancing a checkbook
* Step-by-step methods of creating and living on a written budget
Chapter 8: Bargain Shopping
* Benefits of negotiating and basic rules to follow for success
* Negotiating techniques
Chapter 9: Relating with Money
* Explore how men and women view money differently
* Identify personality traits regarding money
Unit 4: Insurance/Risk Management and Income/Careers
Chapter 10: Careers and Employment Taxes
* Discuss career choices that fit personality styles and occupational
desires
* Learn successful job-search strategies such as cover letters, resumes
and interview techniques
* Understand payroll taxes and terms such as FICA, state, federal and
Social Security withholdings
* Examine tax revenue sources for federal, state and local governments
Chapter 11: Ins and Outs of Insurance
* Describe various insurance coverage including renter's, homeowner's,
automobile, health, disability, long-term care, identity theft and life
insurance
* Understand insurance terminology such as deductible, stop loss,
elimination period, replacement coverage, liability and out-of-pocket
maximum
* Distinguish between term life, cash value and whole life insurance
Chapter 12: Real Estate and Mortgages
* Knowledge of the buying, selling and renting process
* Ability to weigh the various costs associated with home ownership and
renting
* Describe types of mortgages including ARM, balloon, conventional, VA,
reverse, FHA and owner financing
**Graduation Requirements
1.
9th Grade Business Information Technology
Applications I
2. 11th
Grade
Personal Finance
- * Myths associated with debt, including credit cards, payday lending,
rent-to-own, debt consolidation, leasing automobiles and co-signing
loans
* The history of debt and how to avoid it
* The aggressive marketing of debt, particularly to young people
Chapter 5: Consumer Awareness
* The power of marketing on buying decisions, including "0% APR" and
"no interest" deals
* Ways companies compete for our money, including product positioning,
advertising, brand recognition and personal selling
Chapter 6: Credit Bureaus and Collection Practices
* How to read a credit report and correct inaccuracies
* Uncover the myth about building your credit score
* Systematic plan to deal with creditors and avoid bankruptcy
* Fair Debt Collection Practices Act explained
Unit 3: Financial Responsibility and Money Management
Chapter 7: Budgeting 101
* In-depth explanation of balancing a checkbook
* Step-by-step methods of creating and living on a written budget
Chapter 8: Bargain Shopping
* Benefits of negotiating and basic rules to follow for success
* Negotiating techniques
Chapter 9: Relating with Money
* Explore how men and women view money differently
* Identify personality traits regarding money
Unit 4: Insurance/Risk Management and Income/Careers
Chapter 10: Careers and Employment Taxes
* Discuss career choices that fit personality styles and occupational
desires
* Learn successful job-search strategies such as cover letters,
resumes and interview techniques
* Understand payroll taxes and terms such as FICA, state, federal and
Social Security withholdings
* Examine tax revenue sources for federal, state and local governments
Chapter 11: Ins and Outs of Insurance
* Describe various insurance coverage including renter's, homeowner's,
automobile, health, disability, long-term care, identity theft and
life insurance
* Understand insurance terminology such as deductible, stop loss,
elimination period, replacement coverage, liability and out-of-pocket
maximum
* Distinguish between term life, cash value and whole life insurance
Chapter 12: Real Estate and Mortgages
* Knowledge of the buying, selling and renting process
* Ability to weigh the various costs associated with home ownership
and renting
* Describe types of mortgages including ARM, balloon, conventional,
VA, reverse, FHA and owner financing
-
Describe types of mortgages including
ARM, balloon, conventional, VA, reverse, FHA and owner financi
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